Resources
Two kinds of things live here. First, the guides, checklists and tools I’ve made for you to read, download and use. Second, outside help I trust: government tools, support lines, charities, podcasts and channels. I’ve checked every one myself. Most are free; where something costs money, or the people behind it sell a service, the entry says so.
Looking for articles? They’re under Travel Better and Live Better, and the search box in the library below finds articles and resources together.
My guides are free, and they all live in one library. Put your email in once and they’re yours, including everything I add later.
Start here
The Trip Planning Reality Check. A short guide to the four places an independent trip most often goes wrong: the neighbourhood you book, the budget, what your travel insurance really covers, and what happens if something goes wrong. Ten minutes to read. Could save you a lot more than that.
What’s in the library
Click any shelf or title to see more. Guides marked Free with signup open once you’ve signed up above. Everything under Outside help I trust is open now, no signup.
Guides and tools I’ve made
Guides, checklists and tools to read online, download or print. Free once you’ve signed up with your email.
Travel Better
Planning guides and checklists (4)
UPDATED SEP 2026The Trip Planning Reality Check
Where an independent trip most often goes wrong, before you have spent a dollar.
The four places trips usually go wrong: booking the right neighbourhood, building a budget that holds up, understanding what your travel insurance really covers, and planning ahead for if something goes wrong. Plus six questions to ask before you confirm anything. About ten minutes to read. Guide · PDF
UPDATED SEP 2026Travel Toolkit
The apps, insurers and tools I use for extended travel.
Insurance, accommodation, flights, getting around, eSIMs, managing money abroad, weather, planning apps, and border and government resources, all in one guide. Guide · PDF
UPDATED SEP 2026Gear & Packing Guide
Bag strategy, layering, footwear and a full packing checklist.
A category-by-category guide for extended, slow travel: bag strategy, the layering system, footwear, kitchen and settling-in basics, tech and connectivity, a health kit, and a full checklist you can tick off before you go. Guide · PDF
UPDATED SEP 2026International Travel Checklist
Organised by when to act, from months out to coming home.
Everything to sort out, organised by when you need to act rather than by topic: three to six months out through to coming home. Checklist · PDF
Budget tools (1, coming soon)
COMING SOONMulti-Trip Travel Budget Planner
Estimate, track and compare your budget across trips.
A free Google Sheet. It will appear right here the day it is ready. Tool · Google Sheet
Live Better
Live Better guides and tools are on the way. They’ll appear here, and the same signup covers them.
Outside help I trust
Other organisations, programs, podcasts and channels I’d point a friend to. Open to everyone, no signup. Most are free; where one costs money or sells a service, the entry says so.
Travel Better
Before you go (1)
NEW OCT 2026Travel advice and advisories (Government of Canada)
The federal government’s safety rating for every country, and the warnings for regions inside it.
Global Affairs Canada rates every country on four levels, from “take normal security precautions” to “avoid all travel”, and many countries also carry separate warnings for particular regions. Check it before you book and again before you leave. It matters for more than safety: the government’s own travel insurance page says a level 3 or 4 advisory (avoid non-essential travel, or avoid all travel) can affect what your insurer will pay for. You can also register your trip, so the government can reach you in an emergency. Found and checked October 28, 2026. I receive nothing for recommending it. Check your destination External site
Living abroad and long stays (1)
NEW OCT 2026A Better Life for Half the Price (Tim Leffel)
How to retire or live overseas for less, and enjoy it more.
This one is for anyone thinking about retiring overseas, or living abroad for long stretches, to cut their costs and enjoy a fuller life on the same money. Tim Leffel is an American travel writer who has lived in Mexico for years, and the book draws on more than 60 stories from people living in over 20 countries: what housing, health care, visas and everyday costs look like where your money goes furthest, trade-offs included. I’ve read most of it, and I’d vouch for it as an honest place to start. The revised second edition came out in 2020, so treat its prices and visa rules as a starting point and check them before you act. It’s a paid book, and his site also sells bigger packages with extra reports. I receive nothing for recommending it. See the book Book
Podcasts, people and shows (1)
NEW OCT 2026Betty in the Sky with a Suitcase
Funny, warm airline and travel stories from a long-serving flight attendant.
Betty is a US flight attendant who has been telling stories from the plane and from her travels on this podcast for about 20 years, with more than 240 episodes. It’s light, funny and good company on a long flight or a slow afternoon. I listen to it and send people to it all the time. She has also written several books and audiobooks. I receive nothing for recommending it. Visit Betty in the Sky Podcast
Live Better
Health and wellness (5)
NEW OCT 2026Will Harlow, HT Physio, and his books
Short strength, balance and mobility routines, and two books, from a physiotherapist who works with people over 50.
Will Harlow is a UK physiotherapist who works only with people over 50. His free YouTube channel is full of short follow-along routines for strength, balance, stiff backs and sore knees, most of them about ten minutes and with no equipment. He has also written two books that I’ve read most of and recommend. Thriving Beyond Fifty, his first, is about staying fit and active past 50. Independence for Life (2026) takes it to the next level: a step-by-step plan for strength, mobility, balance and bone health that makes it easy to put into practice. The books and his membership are paid; the channel is free. This is general information, not medical advice, so check with your doctor or physiotherapist before you start something new. I receive nothing for recommending it. Visit the HT Physio channel Video and Book
NEW OCT 2026Canadian Dental Care Plan
Federal dental coverage for residents who don’t have dental insurance.
If you don’t have dental coverage through a workplace, pension or private plan, this federal plan may help pay for checkups, cleanings, fillings and dentures. Whether you qualify, and how much you pay, depends on your family income, so read the eligibility page before you assume you’re out. Found and checked October 27, 2026. I receive nothing for recommending it. Read about the plan External site
NEW OCT 2026My Medical Concierge
Lori Payne arranged my back surgery in Guadalajara.
In 2023 Lori arranged my airport pickup, doctor meetings, hospital admission and medications, and coordinated calls with the surgeon after I got home. She’s a friend, and I receive nothing for recommending her. Her service is paid; ask her for current fees. My full story is in Why I Went to Mexico for Back Surgery. Visit My Medical Concierge External site
NEW OCT 2026Government of Canada: Receiving medical care outside Canada
What to sort out before a procedure in another country.
The federal guidance on having a procedure done outside Canada. It says to talk to a Canadian health care provider first, get in writing what the fees cover, and bring your medical records home. It also says most travel insurance won’t cover a planned procedure abroad. Checked October 26, 2026. Read the guidance External site
NEW OCT 20269-8-8 Suicide Crisis Helpline
Call or text 9-8-8, any hour, anywhere in Canada.
If you or someone you know is thinking about suicide, call or text 9-8-8 to reach a trained responder, 24 hours a day, every day. It’s free. If someone’s safety is at risk right now, call 9-1-1. Found and checked October 27, 2026. I receive nothing for recommending it. Visit 988.ca External site
Memory and dementia (2)
NEW OCT 2026First Link Dementia Helpline
A phone line for anyone affected by dementia, including people worried about their own memory.
Call 1-800-936-6033, toll-free, Monday to Friday: 9 am to 8 pm in English, and 9 am to 4 pm in Punjabi, Hindi, Urdu, Cantonese and Mandarin. It’s for people with memory worries, people living with dementia, and family caregivers, and you don’t need a doctor’s referral. The helpline is also how you join the Society’s support groups, for caregivers and for people in the early stage of dementia, in person or online. Run by the Alzheimer Society of B.C., a charity. Found and checked October 27, 2026. I receive nothing for recommending it. Visit the First Link Dementia Helpline External site
NEW OCT 202610 warning signs of dementia
A plain checklist for anyone worried about their own memory, or someone else’s.
The Alzheimer Society of Canada’s list of ten signs that are worth raising with a doctor, with a short explanation of each. It isn’t a diagnosis; if something on the list sounds familiar, the next step is your doctor. Found and checked October 27, 2026. I receive nothing for recommending it. Read the ten signs Guide
Caring for family (2)
NEW OCT 2026Family Caregivers of BC
Free support for anyone in BC caring for a parent, partner or friend.
If you’re looking after someone, this charity offers a free support line (1-877-520-3267, weekdays 8:30 am to 4:00 pm), support groups, coaching, webinars, and help finding your way around the health system. Found and checked October 27, 2026. I receive nothing for recommending it. Visit Family Caregivers of BC External site
NEW OCT 2026Better at Home (BC)
Help with housework, groceries, yard work and rides, so older adults can stay at home.
A BC program, funded by the province and managed by United Way BC, delivered by local non-profits, including one in Chilliwack. Depending on the community, it helps with light housekeeping, groceries, yard work, minor repairs, friendly visits and rides to appointments. Fees are on a sliding scale by income, and some services are free. Found and checked October 27, 2026. I receive nothing for recommending it. Find your local program External site
Money and retirement income (5)
NEW OCT 2026Retirement Income for Life (Frederick Vettese)
A Canadian actuary’s plain guide to turning your savings into income that lasts.
How to plan your retirement so the income lasts, and how to structure your finances to get the most out of what you’ve saved: when to start CPP and OAS, how to turn savings into a steady income, whether annuities still make sense, and what inflation does to all of it. Frederick Vettese was chief actuary at Morneau Shepell (now TELUS Health) for 27 years, and he writes for Canadians. I’ve read it cover to cover, and it’s excellent. The current edition is the third, from January 2024. It’s a paid book. He also built a retirement calculator called PERC, with a free version and a paid one. This is education, not financial advice: for your own decisions, talk to a qualified, licensed financial planner. I receive nothing for recommending it. See the book at ECW Press Book
NEW OCT 2026Insurance Bureau of Canada, Consumer Information Centre
A toll-free line for plain answers to general home, car and business insurance questions.
The Insurance Bureau of Canada is the industry association for Canada’s private home, car and business insurers. Its Consumer Information Centre answers general questions by phone at 1-844-227-5422 or by email, weekdays during business hours, and if it can’t answer, it will point you to someone who can. Questions about your own policy go to your insurer or broker. Life, health and travel insurance questions go to a different service, the OmbudService for Life and Health Insurance. In B.C., basic car insurance is through ICBC, so take those questions there. The bureau speaks for the insurance industry but doesn’t sell policies. Found and checked October 28, 2026. I receive nothing for recommending it. Contact the Consumer Information Centre External site
NEW OCT 2026Well Built Wealth
Plain-language Canadian retirement planning videos from an Abbotsford financial planner.
Rhys Martell, a financial planner based in Abbotsford, explains CPP, OAS, RRIFs, TFSAs, tax and estate planning for Canadians in plain language. I watch this one and like it. His firm sells retirement plans and ongoing advice; the videos are free. This is education, not financial advice: for your own decisions, talk to a qualified, licensed financial planner. I receive nothing for recommending it. Visit the Well Built Wealth channel Video
NEW OCT 2026Parallel Wealth and the Retirement Unpacked podcast
Canadian retirement planning videos and a weekly podcast from a team of financial planners.
Adam Bornn and the planners at Parallel Wealth cover CPP and OAS timing, drawing down RRSPs and RRIFs, taxes and estate questions, often answering questions sent in by viewers. Their weekly podcast, Retirement Unpacked, covers the same ground. I watch this one and like it. The firm sells financial planning, investment management and a paid membership; the videos and podcast are free. This is education, not financial advice: for your own decisions, talk to a qualified, licensed financial planner. I receive nothing for recommending it. Visit the Parallel Wealth channel Video
NEW OCT 2026Canadian Retirement Income Calculator
The federal tool that estimates your income from CPP, OAS, pensions and savings.
Service Canada’s calculator walks you through your CPP, Old Age Security, any workplace pension and your savings, and estimates what you’ll have each year in retirement. You can change the ages you start each benefit and see the difference. It’s a planning tool, not financial advice; for decisions, talk to a qualified, licensed financial planner. Found and checked October 27, 2026. I receive nothing for recommending it. Open the calculator Tool
Online safety (2)
NEW OCT 2026Get Cyber Safe
The federal government’s plain-language guide to passwords, scams and staying safe online.
Run by the Communications Security Establishment, Canada’s cyber security agency. It explains passphrases, password managers, two-factor sign-in and how to spot a scam, in plain language. Found and checked October 27, 2026. I receive nothing for recommending it. Visit Get Cyber Safe External site
NEW OCT 2026Canadian Anti-Fraud Centre
Check whether a call, text or email is a known scam, and report one.
Run by the RCMP with the OPP and the Competition Bureau. Its scams index lists the ones going around now, from grandparent scams to fake bank investigators, and it’s where to report fraud in Canada. Found and checked October 27, 2026. I receive nothing for recommending it. Visit the Anti-Fraud Centre External site
Podcasts, people and shows (1)
NEW OCT 2026The Mel Robbins Podcast
Science-backed advice for changing your life, from a bestselling author and the experts she talks to.
I listen to this one regularly. Mel Robbins talks with doctors, researchers and other experts about health, relationships, confidence and getting unstuck, and turns what they say into small things you can try that week. New episodes come out twice a week, so there’s always something new. The podcast is free. When an episode is worth passing on, I’ll write about it on the site. Visit The Mel Robbins Podcast Podcast
See every outside resource in one list, including older ones
